EQUITABLE MORTGAGE (EQM)

Mortgage by deposit of Original title deeds, with the intention to create equitable mortgage. In some states it is required to be registered with the sub registrar and in some states it is not. To prove the intention an attendance register is maintained at the bank which should be signed by the owner of the property himself. In case of NRI's the power of attorney holder who is the close relative of the NRI can create mortgage on behalf of the NRI....

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Loan Against Property

Loan Against Property popularly known as Mortgage Loan is popular amongst businessmen as it is a good alternative to personal loan. People get attracted to this product due to its low rate of interest (especially among nationalized banks) and its flexible tenure (maximum of 12 years). The procedures are simple and banks usually do not insist upon the end use...

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Housing Loan

Purpose Of Loan a) To purchase/construct house/flat on ownership basis. Includes purchase of already constructed flat/house which has at least future life equal to 1. times of the stipulated repayment period. b) To renovate/extend/repair existing house flat. c) To purchase a plot of land. Only composite loan for purchase of loan along with construction of house to be...

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MY STORY WHEN I PASSED OUT AS AN ENGNEER AND WHEN I GOT SELECTED AS A BANK EMPLOYEE

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List of questions that I attended and the marks that I obtained in IBPS PO- III

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How to calculate combined score of interview and written exam or to calculate your interview score from your combined score?

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